← BackSBA Life Insurance Compliance
I work with SBA lenders in the Atlanta metro on borrower compliance — specifically the life insurance requirement on 7(a) and 504 loans.
Fast, lender-friendly coordination so your borrowers close on time and fully covered.
Keep Borrower Compliance On Track
SBA-backed loans require proof of life insurance that protects the lender and the business. I help streamline that requirement so nothing falls through the cracks before closing.
Policy Documentation
Ensure the borrower’s life insurance policy meets SBA standards for amount, term, and beneficiary assignment.
Lender Coordination
Work directly with your lending team to align coverage with loan authorization and closing timelines.
Atlanta Metro Focus
Local, responsive support for banks, credit unions, and SBA specialists across the Atlanta market.
7(a) & 504 Coverage
SBA 7(a) Loans
The SBA typically requires life insurance equal to the loan amount, with the lender named as collateral assignee. I help verify coverage matches the authorization and closing checklist.
SBA 504 Loans
For 504 financing, the borrower must maintain life insurance on key principals. I coordinate with lenders and CDCs to confirm policies satisfy program requirements.
Key-Person Insurance
Your people are your most valuable asset. Key-person insurance helps protect the business you have built against the sudden loss of the owner, founder, or another indispensable leader.
Protect Continuity
If a founder, owner, or critical leader passes away unexpectedly, key-person insurance provides the capital your business needs to stabilize operations, retain talent, and reassure lenders or investors.
Secure Financing & Transitions
Lenders and buyers often want evidence that the company can survive the loss of its driving force. A key-person policy strengthens your position during loans, acquisitions, or ownership transitions.
Atlanta-Area Business Focus
I work with local business owners to align coverage with their real risks — whether they are preparing for an SBA loan, a future sale, or simply protecting what they have built.
Simple, Lender-First Workflow
Lender sends the borrower’s insurance requirement and loan details.
I review the SBA authorization and confirm the required coverage amount and term.
I coordinate directly with the borrower, carrier, and lender to secure compliant documentation.
The lender receives what they need for closing — clear, complete, and on time.
Need a Reliable Partner for Borrower Life Insurance?
Let’s make sure your borrowers close with the right coverage in place. Fast responses, clear documentation, and no surprises at the closing table.